Are you looking for a new apartment? Have you been asked to fill out an application for an apartment you want to rent? If so, it’s important to read carefully, and to understand what information Landlords are allowed to investigate under California Law, and what is prohibited, so that you can make sure you know what you’re applying for. This article explains some of the important aspects of Consumer Reports and rental applications, so that you can be better informed.
The Fair Credit Reporting Act, or FCRA, allows a landlord to use consumer reports to evaluate rental applications – as long as they follow the provisions of the act. What does that mean?
A consumer report contains information regarding an applicant’s credit history, their character, their general reputation and lifestyle. These kind of reports often have information such as a person’s rental history, information from previous landlords or even information from public records of court cases. These reports include:
Sometimes, landlords ask applicants to give personal, employment, and previous landlord references on their rental applications. When these references are verified by the landlord’s agent, they are not protected. When they are verified by an agency hired by the landlord, then they are protected.
Since 1995, attorney Eric Castelblanco has been dedicated to helping tenants understand and assert their rights. For more information about your rights, call 213-388-6004 or visit their website at: www.castelblanco.com. The information presented in this column is for educational purposes only. You should seek the advice of an attorney regarding your individual situation.